Sundays Insurance vs Velosurance | E-bike & bicycle Insurance Comparison

Sundays vs

Velosurance

Both Velosurance and Sundays aim to provide cyclists with peace of mind through specialized bicycle and e-bike insurance. While our offerings share some similarities, there are key differences in coverage, pricing, and additional benefits. Let’s take a closer look to help you decide which provider is the best fit for your needs.

SUNDAYS

VELOSURANCE

$2500 E-bike commuter

$2500
E-bike commuter

$196/year
$17/month

$296/year
$44.40/first month
thereafter $22.87/month
$6 fee per installment

$5000 E-bike commuter

$5000
E-bike commuter

$346/year
$30/month

$563/year
$84.45/first month
thereafter $43.50/month
$6 fee per installment

$2500 Road bike including racing

Sundays deductible $350
Competitor fixed deductible $500

$2500
Road bike including racing

Sundays deductible $350
Competitor fixed deductible $500

$198/year
$17/month

$303/year
$45.45/first month
thereafter $23.41/month
$6 fee per installment

$5000 Road bike including racing

$5000
Road bike including racing

Sundays deductible $350
Competitor fixed deductible $500

$350/year
$30/month

$580/year
$87.00/first month
thereafter $44.82/month
$6 fee per installment

No upfront premium

No cancellation fees

Subject to min earned premium of $100

14 day cooling off period

If you decide our policy isn’t for you and you haven’t claimed, you can cancel your policy within 14 days of starting it. We will refund your premium in full.

14-day cooling-off period

If you decide our policy isn’t for you and you haven’t claimed, you can cancel your policy within 14 days of starting it. We will refund your premium in full.

Lowest deductible

$150

$200

Lowest deductible including racing

$150

$500

Medical expenses included

Up to $1000

Optional

Taxi fare reimbursement

If you are involved in an accident or a crash where your bicycle is damaged and it cannot be repaired at the scene, we will reimburse you up to $75 for the cost of transporting you and your bike to the nearest public transportation station, bicycle shop, or your home.

Taxi fare reimbursement

Worldwide accidental coverage

Optional

Per claim deductible for multiple bikes

If you file a claim for multiple bicycles damaged in the same accident, you will only need to pay your deductible once. Often other insurance companies may require you to pay a separate deductible for each bike claimed.

Per claim deductible for multiple bikes

Replacement bicycle hire

If something happens to your bicycle within seven days of you participating in a cycling race, or event or traveling with your bike, we’ll cover the cost of renting a replacement bicycle up to $300 whilst we process your claim so that you can keep rolling.

Replacement bicycle rental

Up to $300

up to $250

Claiming will not affect your renewal premium

Likely

Perks provider for Strava

If you are a paid Strava Subscriber, you can activate your exclusive Sundays Perks, which include coverage for device damage up to $600, reimbursement for taxi fare up to $50, and refund for running race entry fees up to $100.

Perks provider for Strava

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Sundays vs. Other bicycle insurers

$2000
Bike cover

$168/yr
$14/mo

No items found.

/year
$32.10/first month $16.54/month thereafter
$2 fee per payment

$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment

$5000
Bike cover

$168/yr
$14/mo

No items found.

/year
$32.10/first month $16.54/month thereafter
$2 fee per payment

$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment

Get a quote

Comparison done in March 2024, and quotes based on CA zip code 94941, Specialized Haul E-bike (Sundays deductible $250 and other insurers $200), and Specialized Diverge carbon Road Bike (Sundays deductible $350 and other insurers $500). Medical and 14-day cooling-off not available in NY. Minimum cancelation fee of $25 for MI & SD, if canceled after 14 days. All coverage subject to terms and conditions. The Sample Policy Form can be viewed here.